Borrowers Defense

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Under the law, you may be entitled to borrower defense and subsequent loan forgiveness under certain circumstances. We have solutions tailored towards your unique debt situation.

Still unsure if you are eligible for a borrower defense or loan repayment forgiveness? Below are answers to some of your most pressing questions.

Closed School

You may be eligible for a 100 percent discharge of if you were unable to complete your program.
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False Certification

This is applicable if the school falsely certified your eligibility to receive the loan based on your ability to benefit from its training,
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Wage Garnishment

When you default on your loan payments, the government can take up to 15% of your wage to settle the debt.
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Tax Offset

Tax offset occurs when you have defaulted on your federal loans. Your loan will default if you do not make payments according to the promissory note you signed when taking out a student loan.
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Disability Discharge

If you are totally and permanently disabled, you may qualify for a total and permanent disability (TPD) discharge of your federal student loans or TEACH Grant service obligation.
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