EDUCATION SHOULD NOT BE A DEBT SENTENCE BLOG

We created this student loan blog to share current information related to the student loan crisis. We curate original content every month so be sure to check back in on a monthly basis.

The information provided in these articles are intended for educational purposes only.

Can I Discharge Student Loans In Bankruptcy?

How Can I Obtain a Student Loan Discharge? For many people, student loans make up a substantial part of their indebtedness . Discharging student loans in bankruptcy very challenging, and almost impossible to rid of. However, this does not mean you should turn over. It is very possible that bankruptcy can aid you if you…

Federal Law protect the privacy of student education records

The Family Educational Rights and Privacy Act (FERPA) (20 U.S.C. § 1232g; 34 CFR Part 99) is a Federal law that protects the privacy of student education records. The law applies to all schools that receive funds under an applicable program of the U.S. Department of Education. FERPA gives parents certain rights with respect to…

How to Avoid Student Loans

The student loan debt crisis has clapped a hand on the United States, sending legislators, government agencies and finance experts jockey for positioning to address the problem that has become both a financial and political issue. As of the second quarter of 2019, the overall student loan debt of over 44 million Americans stood at…

Student Loan Forgiveness

Student loan forgiveness is real, but it won’t happen overnight. There is no trick that will make your entire student loan debt disappear. However, you can enroll in certain repayment plans that will lower your monthly payments and allow you to forgive any remaining balance after 20 or 25 years (depending on the plan you…

What to do if you have been victimized by Student Loan Fraud

Student loans have pumped trillions of dollars of taxpayer funds into paying tuition, fees, and other expenses for students. With so much money moving from the federal government through so many hands, inevitably scams and student loan fraud would crop up to target the largesse. This type of fraud represents one of the fastest-growing areas…

Loan repayment assistance for doctors and other health care professionals

While pursuing a career in pharmacy can lead to a six-figure salary, it can also lead to six-figure student loan debt . Doctors have a number of  loan forgiveness options. A lot of these   programs  awards money to other health care professionals, such as pharmacists. To learn more Click on the following  link:  https://bhw.hrsa.gov/loansscholarships

Student loan forgiveness for nurses

Nursing is a great profession for student loan forgiveness options. The requirements for becoming a nurse require a solid education foundation, especially since more responsibility as a nurse requires more schooling. The NHSC and Nurse Corps programs build healthy communities by providing scholarships and loan repayment to health care providers in exchange for working in…

Student loan forgiveness for teachers

There are several loan forgiveness and repayment assistance programs for teachers. Aside from Public Service Loan Forgiveness and federal Perkins cancellation, there are a few other programs specifically for teachers. Teacher Loan Forgiveness This national loan forgiveness program helps teachers pay back their student loans. You must work in a qualifying school for at least…