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Student Debt Modifications

HOW TO DEFER OR DISCHARGE STUDENT LOAN DEBT student loan forgiveness program

Federal Student Loan Forgiveness

 Today, in the United States, there are over 44.2 million students directly affected by the Student Loan Crisis. In total American students are under a debt of $1.52 trillion and this amount grows by $29 billion every quarter.


If you are a victim of this has fundamentally flawed system then you can understand how difficult it can be to get out of the shackles of this interest driven market.


Which is why we have attempted to gather as much information about Student Loan Forgiveness Programs as we could and put it all in one place for you.


 We encourage you to read through and find out if you can meet the qualifications of any of these programs.


 Because if you do, you might have a way out this sinkhole. Here are the best tips and suggestions we can provide.


The Obama administration has made student loan Forgiveness programs more affordable . The William D. Ford DirectLoan program came about when President Obama reformed part of the Direct Loan program  by signing the Health Care and Education Reconciliation Act of 2010. 


There are four ways borrowers can have their federal student loans forgiven.


  1.  Become a public school teacher in a low-income area 
  2.  Join the military 
  3.  Apply for the Income-Based Repayment Plan 
  4.  Get a public service, government or non-profit job 

The government has many  loan forgiveness and income-based repayment programs that can lower your monthly student loan payments up to 85%. In some instances ZERO payments with loan forgiveness.


 

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