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Student Debt Modifications

HOW TO DEFER OR DISCHARGE STUDENT LOAN DEBT student loan forgiveness program

Eligible Loan Types

 

Under PSLF, all Direct Loans qualify, including:

  • Direct Subsidized and Unsubsidized Loans
  • Direct PLUS Loans
  • Direct Consolidation Loans
  • Federal Perkins Loans and Family Education Loans (FFEL) are only eligible for PSLF if you consolidate them first via a Direct Consolidation Loan.

You may also qualify for Loan Discharge. Under the following conditions:

  • You  could not complete your program because the school closed.
  • Your eligibility to receive the loan was falsely certified by the school.
  • Your eligibility to receive the loan was falsely certified through identity theft.
  • You withdrew from school but the school didn’t pay a refund of your loan money that it was required to pay under applicable laws and regulations.
  • If you're permanently disabled