Welcome to Student Debt Modification

July 23, 2026 Comments Off

Millions of federal student loan borrowers are contending with major changes to repayment programs, as the Education Department moves forward to implement sweeping reforms mandated by the One Big Beautiful Bill Act, legislation

July 21, 2026 Comments Off

Learn what the cost of attendance (COA) means, what expenses it includes, how schools calculate it, and why COA matters when considering student loans and financial aid. The post What Is the Cost

July 20, 2026 Comments Off

If you have student loans with Navient and are thinking about refinancing, you may have searched for a NaviRefi loan only to end up on Earnest's website. That's because NaviRefi, Navient's former student

July 15, 2026 Comments Off

A federal court in June 2026 blocked a new Education Department rule that would have restricted new student loan borrowing for certain professional degree programs. The rule, had it been enacted on July

July 9, 2026 Comments Off

Millions of student loan borrowers will soon need to switch out of the SAVE plan. But the exact timing of that transition is murky, and will depend on a variety of factors. SAVE,

July 7, 2026 Comments Off

If you’re planning how to pay for college, you may be wondering whether you need to complete the FAFSA® before applying for a private student loan. While FAFSA completion may not be required

July 2, 2026 Comments Off

Two federal courts ruled against the Education Department this week and struck down controversial new regulations that could have limited student loan forgiveness under the Public Service Loan Forgiveness (PSLF) program. The rules,