Welcome to Student Debt Modification

Should You Refinance Navient Student Loans? Pros and Cons of Refinancing With NaviRefi and Other Lenders

July 20, 2026 Comments Off

If you have student loans with Navient and are thinking about refinancing, you may have searched for a NaviRefi loan only to end up on Earnest's website. That's because NaviRefi, Navient's former student

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Copyright © 2010 Student Debt Modifications all rights reserved.

Student Debt Modifications is not a lender or directly associated with the Department of Education. We are a document processing company that assists borrowers in understanding their student debt forgiveness options and match them into Government assisted relief and consolidation programs. There is a fee for our services that is determined upon the initial consultation that is at no charge to you. We do not accept all cases. Also, we encourage those with student debt to apply for free at the Department of Education website or to consult a financial professional before making any final decisions.