Welcome to Student Debt Modification

Going Back to School After July 1, 2026? One New Loan Could Move All Your Debt to RAP

August 18, 2026 Comments Off

Taking out a new loan after July 2026 is now quite dangerous if you have loans from before July 2026.  Why?  If you take out a new student loan after July 2026 for

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Can You Use a Private Student Loan for a Past Semester or Existing Balance

August 18, 2026 Comments Off

See when a private student loan may help cover past due tuition or an existing school balance, including the 90-day rule, enrollment requirements, and certification. The post Can You Use a Private Student

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Copyright © 2010 Student Debt Modifications all rights reserved.

Student Debt Modifications is not a lender or directly associated with the Department of Education. We are a document processing company that assists borrowers in understanding their student debt forgiveness options and match them into Government assisted relief and consolidation programs. There is a fee for our services that is determined upon the initial consultation that is at no charge to you. We do not accept all cases. Also, we encourage those with student debt to apply for free at the Department of Education website or to consult a financial professional before making any final decisions.