The Repayment Assistance Plan (RAP) is open for applications, and you can sign up for it now. We’ll explain how and let you know what questions could potentially trip you up. Note that

At Student Loan Planner, we’re committed to helping student loan borrowers find the right path toward repayment. We know that each borrower has a unique situation and we need to look at the big

Student loan forgiveness scams have been a problem for many years. In 2017, the Federal Trade Commission (FTC) launched an initiative called “Operation Game of Loans” to combat scammers in the United States.

A new bill spearheaded by Senator Bernie Sanders (I-VT) would permanently stop the federal government from garnishing borrowers’ Social Security checks to satisfy defaulted student loans. “As a result of Trump’s disastrous cuts

Taking out a new loan after July 2026 is now quite dangerous if you have loans from before July 2026.  Why?  If you take out a new student loan after July 2026 for

See when a private student loan may help cover past due tuition or an existing school balance, including the 90-day rule, enrollment requirements, and certification. The post Can You Use a Private Student

Federal student loan default rates are skyrocketing, according to recent reports. And the consequences could be dire for borrowers. Approximately 9.5 million Americans (the equivalent of 1 in every 5 borrowers) are in

Student loan borrowers celebrated a historic milestone in July 2026 after a federal appeals court rejected the Education Department’s latest efforts to delay settlement relief under the Sweet v. McMahon case. Following the

Even after federal financial aid, you may still have education costs to cover. Learn how private student loans can help bridge the gap, compare your options, and make informed borrowing decisions The post

Should you consider using the new Tiered Standard repayment plan? What about the Repayment Assistance Plan (RAP)? If your loans are taken out after July 1, 2026, you only get to choose between