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Repayment Assistance Plan (RAP) Explained: Forgiveness, Payments & More

June 24, 2026 admin Comments Off

Now that the One Big Beautiful Bill (OBBB) has been signed into law, it’s important for all student loan borrowers to understand the new income-driven repayment plan that this law created: the Repayment Assistance Plan (RAP for short). When we say “RAP” in this article, we’re talking about the Repayment Assistance Plan, not the music genre…

The post Repayment Assistance Plan (RAP) Explained: Forgiveness, Payments & More appeared first on Student Loan Planner.

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Student Debt Modifications is not a lender or directly associated with the Department of Education. We are a document processing company that assists borrowers in understanding their student debt forgiveness options and match them into Government assisted relief and consolidation programs. There is a fee for our services that is determined upon the initial consultation that is at no charge to you. We do not accept all cases. Also, we encourage those with student debt to apply for free at the Department of Education website or to consult a financial professional before making any final decisions.