Welcome to Student Debt Modification

August 4, 2026 Comments Off

Even after federal financial aid, you may still have education costs to cover. Learn how private student loans can help bridge the gap, compare your options, and make informed borrowing decisions The post

August 3, 2026 Comments Off

Should you consider using the new Tiered Standard repayment plan? What about the Repayment Assistance Plan (RAP)? If your loans are taken out after July 1, 2026, you only get to choose between

August 2, 2026 Comments Off

Federal student loan servicers sometimes place borrowers into administrative forbearance when they need additional time to process paperwork, correct account errors or implement changes to repayment plans. For example, during the rollout of

July 30, 2026 Comments Off

Federal student loan borrowers have a silver lining amidst the burden of their debt: student loan forgiveness. You might wonder, “Are student loans forgiven after 20 years?” The answer? It depends. There are

July 30, 2026 Comments Off

As a physical therapist, you can have a rewarding job helping people get back on their feet (literally). The job can also come with a pretty nice salary, with the average physical therapist

July 30, 2026 Comments Off

Some states use community property law to regulate marriage income taxes and assets. These states are California, Texas, Arizona, New Mexico, Louisiana, Nevada, Idaho, Washington, and Wisconsin. If you live in one of

July 27, 2026 Comments Off

With current college costs, many students turn to federal student aid to earn their degree. The majority of those students receive help through student loans under the federal Direct Loan program. If you’re

July 23, 2026 Comments Off

Millions of federal student loan borrowers are contending with major changes to repayment programs, as the Education Department moves forward to implement sweeping reforms mandated by the One Big Beautiful Bill Act, legislation

July 21, 2026 Comments Off

Learn what the cost of attendance (COA) means, what expenses it includes, how schools calculate it, and why COA matters when considering student loans and financial aid. The post What Is the Cost

July 20, 2026 Comments Off

If you have student loans with Navient and are thinking about refinancing, you may have searched for a NaviRefi loan only to end up on Earnest's website. That's because NaviRefi, Navient's former student