A new bill spearheaded by Senator Bernie Sanders (I-VT) would permanently stop the federal government from garnishing borrowers’ Social Security checks to satisfy defaulted student loans. “As a result of Trump’s disastrous cuts
Welcome to Student Debt Modification
Taking out a new loan after July 2026 is now quite dangerous if you have loans from before July 2026. Why? If you take out a new student loan after July 2026 for
See when a private student loan may help cover past due tuition or an existing school balance, including the 90-day rule, enrollment requirements, and certification. The post Can You Use a Private Student
Federal student loan default rates are skyrocketing, according to recent reports. And the consequences could be dire for borrowers. Approximately 9.5 million Americans (the equivalent of 1 in every 5 borrowers) are in
Student loan borrowers celebrated a historic milestone in July 2026 after a federal appeals court rejected the Education Department’s latest efforts to delay settlement relief under the Sweet v. McMahon case. Following the
Even after federal financial aid, you may still have education costs to cover. Learn how private student loans can help bridge the gap, compare your options, and make informed borrowing decisions The post
Should you consider using the new Tiered Standard repayment plan? What about the Repayment Assistance Plan (RAP)? If your loans are taken out after July 1, 2026, you only get to choose between
Federal student loan servicers sometimes place borrowers into administrative forbearance when they need additional time to process paperwork, correct account errors or implement changes to repayment plans. For example, during the rollout of
Federal student loan borrowers have a silver lining amidst the burden of their debt: student loan forgiveness. You might wonder, “Are student loans forgiven after 20 years?” The answer? It depends. There are
As a physical therapist, you can have a rewarding job helping people get back on their feet (literally). The job can also come with a pretty nice salary, with the average physical therapist
