The Repayment Assistance Plan (RAP) is the new income-driven repayment (IDR) plan for student loans from the Trump administration. It’s now the only IDR plan that qualifies for interest subsidies. Could you reduce
Welcome to Student Debt Modification
We are just a few weeks away from some of the most significant changes to federal student loan programs in a generation. On July 1, 2026, major new laws and regulations take effect
Student loan changes are pushing more borrowers away from forgiveness and toward refinancing. That shift matters for more than your monthly payment: when you refinance student loans, you trade federal loan protections for
Student loan repayment has been anything but stable over the past few years—and now, more changes are impacting borrowers enrolled in the SAVE plan. If you’re a student or parent trying to understand
What you need to know: Juno offers a unique take on the private student loan experience. Instead of simply showcasing lenders’ interest rates, Juno takes advantage of group bargaining power to make lenders compete for
A coalition of major professional nursing associations filed a legal challenge against the Education Department last week over new regulations that would impose strict limits on federal student loan borrowing for nursing students.
Federal student loans offer extended repayment plans, letting you repay your loans over 20 to 25 years — and, in some cases, 30 years. Considering that many borrowers carry huge six-figure student loan debt balances equal
Pursuing a career as a social worker is an excellent option and is a high-need profession. The field of social work is growing with a projected 6% growth in employment between 2024 and
Editor's note: In 2022, Aidvantage took over for Navient for federal student loans. Navient announced on January 13, 2022, that they had reached a settlement with 39 state Attorneys General, providing $1.7 billion in
Is student loan forgiveness dead? In the short term and even the intermediate term, the answer is a clear no. Most borrowers with a lot of debt relative to their income still come
