Some states use community property law to regulate marriage income taxes and assets. These states are California, Texas, Arizona, New Mexico, Louisiana, Nevada, Idaho, Washington, and Wisconsin. If you live in one of
Welcome to Student Debt Modification
With current college costs, many students turn to federal student aid to earn their degree. The majority of those students receive help through student loans under the federal Direct Loan program. If you’re
Millions of federal student loan borrowers are contending with major changes to repayment programs, as the Education Department moves forward to implement sweeping reforms mandated by the One Big Beautiful Bill Act, legislation
Learn what the cost of attendance (COA) means, what expenses it includes, how schools calculate it, and why COA matters when considering student loans and financial aid. The post What Is the Cost
If you have student loans with Navient and are thinking about refinancing, you may have searched for a NaviRefi loan only to end up on Earnest's website. That's because NaviRefi, Navient's former student
A federal court in June 2026 blocked a new Education Department rule that would have restricted new student loan borrowing for certain professional degree programs. The rule, had it been enacted on July
Millions of student loan borrowers will soon need to switch out of the SAVE plan. But the exact timing of that transition is murky, and will depend on a variety of factors. SAVE,
If you’re planning how to pay for college, you may be wondering whether you need to complete the FAFSA® before applying for a private student loan. While FAFSA completion may not be required
Two federal courts ruled against the Education Department this week and struck down controversial new regulations that could have limited student loan forgiveness under the Public Service Loan Forgiveness (PSLF) program. The rules,
The Repayment Assistance Plan (RAP) brings a new payment plan to the student loan landscape. We’ll cover how to calculate the payment and how to get it down to the lowest possible amount.
