Welcome to Student Debt Modification

June 22, 2026 Comments Off

Choosing a student loan repayment plan can affect your monthly budget, how long you’ll be paying, and how much interest you may pay overtime. If you’re comparing repayment options, it helps to understand

June 19, 2026 Comments Off

Student loan borrower advocacy groups and government watchdogs are sounding the alarm that diminishing oversight of loan servicers is starting to cause real problems for borrowers. And things may only get worse in

June 17, 2026 Comments Off

The Repayment Assistance Plan (RAP) is the new income-driven repayment (IDR) plan for student loans from the Trump administration. It’s now the only IDR plan that qualifies for interest subsidies. Could you reduce

June 12, 2026 Comments Off

We are just a few weeks away from some of the most significant changes to federal student loan programs in a generation. On July 1, 2026, major new laws and regulations take effect

June 9, 2026 Comments Off

Student loan changes are pushing more borrowers away from forgiveness and toward refinancing. That shift matters for more than your monthly payment: when you refinance student loans, you trade federal loan protections for

June 9, 2026 Comments Off

Student loan repayment has been anything but stable over the past few years—and now, more changes are impacting borrowers enrolled in the SAVE plan. If you’re a student or parent trying to understand

June 5, 2026 Comments Off

What you need to know: Juno offers a unique take on the private student loan experience. Instead of simply showcasing lenders’ interest rates, Juno takes advantage of group bargaining power to make lenders compete for

June 4, 2026 Comments Off

A coalition of major professional nursing associations filed a legal challenge against the Education Department last week over new regulations that would impose strict limits on federal student loan borrowing for nursing students.

June 3, 2026 Comments Off

Federal student loans offer extended repayment plans, letting you repay your loans over 20 to 25 years — and, in some cases, 30 years. Considering that many borrowers carry huge six-figure student loan debt balances equal

June 3, 2026 Comments Off

Pursuing a career as a social worker is an excellent option and is a high-need profession. The field of social work is growing with a projected 6% growth in employment between 2024 and