Welcome to Student Debt Modification

November 13, 2026 Comments Off

Democrats are poised to have commanding majorities in Congress following the party’s sweeping election victories earlier this month. And once Democratic lawmakers take control of powerful House and Senate committees in January, they

November 12, 2026 Comments Off

The blue tsunami in the November 2026 midterms will change a lot about student loans. Just not as fast as some folks think. While some major policy shifts could happen in the next

November 6, 2026 Comments Off

“Can I use a 529 to pay student loans?” Yes! A 529 plan could be a great vehicle for education funding, and now it can be used strategically to pay off student loan debt

November 5, 2026 Comments Off

On October 30, 2026, the American Federation of Teachers (AFT) and a group of student loan borrowers filed a class action lawsuit against the Education Department over ongoing problems with the Public Service

November 3, 2026 Comments Off

According to the College Board, the average annual cost of a private four-year college is now $45,000 for tuition and fees. So, if you really want to attend a private university, on average you’ll

November 3, 2026 Comments Off

The new weighted average consolidation rules for student loans are completely different from those before or during the pandemic. These rules took effect in July 2024 and remain in place today, although additional

November 2, 2026 Comments Off

Paying interest on your private student loans throughout the year is no fun, but fortunately, when tax time comes, you might be able to get a benefit from all that interest paid through

November 2, 2026 Comments Off

The Biden administration completed the transition of the Public Service Loan Forgiveness (PSLF) program from MOHELA to StudentAid.gov in 2024. This move streamlined the process for borrowers pursuing PSLF, eliminating the need to

November 2, 2026 Comments Off

Dealing with student loans is frustrating, but it can be even more overwhelming if you’re facing a student loan dispute with your loan servicer. If you have an issue to report, here’s a

November 2, 2026 Comments Off

If you’ve exhausted your federal student loan amounts from your financial aid package, but still need funding, private loans seem like a natural next step. Although private student loans help close the financial