Student loan forgiveness can eliminate a substantial balance, but it might also create an unexpected tax bill. The temporary federal tax exemption created by the American Rescue Plan Act expired December 31, 2025.
Welcome to Student Debt Modification
Missouri Higher Education Loan Authority (MOHELA) is one of a handful of federal student loan servicers that manages the $1.7 trillion federal student loan debt portfolio. It's possible that you've already interacted with
When weighing your options for college living arrangements, you might be wondering, “Can I use student loans for off-campus housing?” You can use federal and private student loans for housing, regardless of whether
Law enforcement officers at the local, state, tribal and federal level commit to serving in capacities that most of the public will never fully comprehend. Considering the risk and trauma that most officers encounter,
Borrowers hoping to have their student loans forgiven under the Public Service Loan Forgiveness (PSLF) program are facing a growing pile of barriers that may make it harder to get relief. And things
Applying for a private student loan requires careful timing to avoid delays in funding for college expenses. Understanding the multi-step process and coordinating with your school’s deadlines is crucial for smooth loan disbursement.
The U.S. Department of Education has updated its online guidance to reflect sweeping new changes that went into effect for federal student loan programs on July 1, 2026. While these reforms broadly impact
The Repayment Assistance Plan (RAP) is open for applications, and you can sign up for it now. We’ll explain how and let you know what questions could potentially trip you up. Note that
At Student Loan Planner, we’re committed to helping student loan borrowers find the right path toward repayment. We know that each borrower has a unique situation and we need to look at the big
Student loan forgiveness scams have been a problem for many years. In 2017, the Federal Trade Commission (FTC) launched an initiative called “Operation Game of Loans” to combat scammers in the United States.
