Welcome to Student Debt Modification

September 29, 2026 Comments Off

Student loan borrowers have an opportunity to lower the interest rates on their federal student loans by 1%. But to get that benefit, they must enroll their loans in autopay. And the window

September 25, 2026 Comments Off

The first major deadline for SAVE plan student loan borrowers to switch repayment plans is just a few days away. And borrowers have some important decisions to make. For the last several months,

September 22, 2026 Comments Off

A new report issued by a borrower advocacy organization is shining a critical light on state-based student loans. These loans, the group argues, are the worst of the worst. But this category of

September 18, 2026 Comments Off

Student loans currently account for over $1.7 trillion of the debt in the United States. As more and more students are graduating with debt each year, we're seeing the effects of high student

September 18, 2026 Comments Off

As part of our series on introducing members of the Student Loan Planner® team, I want to introduce Meagan McGuire. McGuire is a Senior Student Loan Advisor at Student Loan Planner® and has

September 18, 2026 Comments Off

If you’re eligible for AARP and owe more than $100,000 in student debt, how in the world are you supposed to enjoy a secure retirement? While the student loan crisis has hit the

September 15, 2026 Comments Off

Wondering how long it takes to refinance a student loan? Review the student loan refinance timeline, what can affect processing time, and how to prepare. The post How Long Does It Take to

September 7, 2026 Comments Off

Student loan forgiveness can eliminate a substantial balance, but it might also create an unexpected tax bill. The temporary federal tax exemption created by the American Rescue Plan Act expired December 31, 2025.

September 7, 2026 Comments Off

Missouri Higher Education Loan Authority (MOHELA) is one of a handful of federal student loan servicers that manages the $1.7 trillion federal student loan debt portfolio. It's possible that you've already interacted with

September 7, 2026 Comments Off

When weighing your options for college living arrangements, you might be wondering, “Can I use student loans for off-campus housing?” You can use federal and private student loans for housing, regardless of whether