Federal student loan default rates are skyrocketing, according to recent reports. And the consequences could be dire for borrowers. Approximately 9.5 million Americans (the equivalent of 1 in every 5 borrowers) are in
Welcome to Student Debt Modification
Student loan borrowers celebrated a historic milestone in July 2026 after a federal appeals court rejected the Education Department’s latest efforts to delay settlement relief under the Sweet v. McMahon case. Following the
Even after federal financial aid, you may still have education costs to cover. Learn how private student loans can help bridge the gap, compare your options, and make informed borrowing decisions The post
Should you consider using the new Tiered Standard repayment plan? What about the Repayment Assistance Plan (RAP)? If your loans are taken out after July 1, 2026, you only get to choose between
Federal student loan servicers sometimes place borrowers into administrative forbearance when they need additional time to process paperwork, correct account errors or implement changes to repayment plans. For example, during the rollout of
Federal student loan borrowers have a silver lining amidst the burden of their debt: student loan forgiveness. You might wonder, “Are student loans forgiven after 20 years?” The answer? It depends. There are
As a physical therapist, you can have a rewarding job helping people get back on their feet (literally). The job can also come with a pretty nice salary, with the average physical therapist
Some states use community property law to regulate marriage income taxes and assets. These states are California, Texas, Arizona, New Mexico, Louisiana, Nevada, Idaho, Washington, and Wisconsin. If you live in one of
With current college costs, many students turn to federal student aid to earn their degree. The majority of those students receive help through student loans under the federal Direct Loan program. If you’re
Millions of federal student loan borrowers are contending with major changes to repayment programs, as the Education Department moves forward to implement sweeping reforms mandated by the One Big Beautiful Bill Act, legislation
