Now that the One Big Beautiful Bill (OBBB) has been signed into law, it’s important for all student loan borrowers to understand the new income-driven repayment plan that this law created: the Repayment Assistance
Welcome to Student Debt Modification
When borrowing student loans, you’ll end up working with a student loan servicer. This servicer helps student loan borrowers manage student loan repayment. If you have student loans under the Federal Family Education
A student loan moves into default status when you fail to make payments for an extended period. Default timelines vary depending on the type of loan you have. However, federal loans generally go into
Choosing a student loan repayment plan can affect your monthly budget, how long you’ll be paying, and how much interest you may pay overtime. If you’re comparing repayment options, it helps to understand
Student loan borrower advocacy groups and government watchdogs are sounding the alarm that diminishing oversight of loan servicers is starting to cause real problems for borrowers. And things may only get worse in
The Repayment Assistance Plan (RAP) is the new income-driven repayment (IDR) plan for student loans from the Trump administration. It’s now the only IDR plan that qualifies for interest subsidies. Could you reduce
We are just a few weeks away from some of the most significant changes to federal student loan programs in a generation. On July 1, 2026, major new laws and regulations take effect
Student loan changes are pushing more borrowers away from forgiveness and toward refinancing. That shift matters for more than your monthly payment: when you refinance student loans, you trade federal loan protections for
Student loan repayment has been anything but stable over the past few years—and now, more changes are impacting borrowers enrolled in the SAVE plan. If you’re a student or parent trying to understand
What you need to know: Juno offers a unique take on the private student loan experience. Instead of simply showcasing lenders’ interest rates, Juno takes advantage of group bargaining power to make lenders compete for
