Welcome to Student Debt Modification

September 4, 2026 Comments Off

Law enforcement officers at the local, state, tribal and federal level commit to serving in capacities that most of the public will never fully comprehend. Considering the risk and trauma that most officers encounter,

September 4, 2026 Comments Off

Borrowers hoping to have their student loans forgiven under the Public Service Loan Forgiveness (PSLF) program are facing a growing pile of barriers that may make it harder to get relief. And things

September 1, 2026 Comments Off

Applying for a private student loan requires careful timing to avoid delays in funding for college expenses. Understanding the multi-step process and coordinating with your school’s deadlines is crucial for smooth loan disbursement.

September 1, 2026 Comments Off

The U.S. Department of Education has updated its online guidance to reflect sweeping new changes that went into effect for federal student loan programs on July 1, 2026. While these reforms broadly impact

August 28, 2026 Comments Off

The Repayment Assistance Plan (RAP) is open for applications, and you can sign up for it now. We’ll explain how and let you know what questions could potentially trip you up. Note that

August 28, 2026 Comments Off

At Student Loan Planner, we’re committed to helping student loan borrowers find the right path toward repayment. We know that each borrower has a unique situation and we need to look at the big

August 26, 2026 Comments Off

Student loan forgiveness scams have been a problem for many years. In 2017, the Federal Trade Commission (FTC) launched an initiative called “Operation Game of Loans” to combat scammers in the United States.

August 19, 2026 Comments Off

A new bill spearheaded by Senator Bernie Sanders (I-VT) would permanently stop the federal government from garnishing borrowers’ Social Security checks to satisfy defaulted student loans. “As a result of Trump’s disastrous cuts

August 18, 2026 Comments Off

Taking out a new loan after July 2026 is now quite dangerous if you have loans from before July 2026.  Why?  If you take out a new student loan after July 2026 for

August 18, 2026 Comments Off

See when a private student loan may help cover past due tuition or an existing school balance, including the 90-day rule, enrollment requirements, and certification. The post Can You Use a Private Student